Universal Journal of Advanced Research (ISSN: 3139-3276) • Vol. 1, Issue 1 (2026)

A Review of Digital Banking Trends in Rural India: Challenges and Opportunities

Authors: Farhan Shakeel, Md. Shaquib Khan

Department: Department of Business Administration

Publication Date: 2026-01-01

Pages: 49-60

DOI: 10.5281/zenodo.21948750

Abstract

A Review of Digital Banking Trends in Rural India: Challenges and Opportunities. Highlights key adoption factors, infrastructure barriers, financial literacy initiatives, and policy opportunities in extending fintech and digital payment systems to unbanked rural populations.

Keywords: Digital Banking; Financial Inclusion; Rural Banking; Fintech; Business Administration

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